A digital financial wellbeing solution built for all borrowers

Total projected savings:

Lower Monthly Payments

Loan Forgiveness

Total projected savings:

Employer Contribution

Refinancing

Total projected savings:

Lower Monthly Payments

Cash-Back

Tackle your student loan debt and reach your financial goals once and for alltrue impact

Summer is an online solution designed to help you navigate and reduce your student loans. Trusted by hundreds of thousands of individuals and the largest employers, Summer is with you every step of the way, from optimizing your repayment plan to determining forgiveness eligibility.

$333

Average monthly IDR savings from Standard plan

$56K

Average forgiveness per eligible borrower

97%

Satisfaction score for one-on-one support

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We help borrowers enroll and stay on track

Build fast, launch faster

We're here to help you become debt-free

Our unique approach comes from years of experience working in student loan policy.

More importantly, we’re borrowers too. We know what it’s like to deal with student loan debt.

The power to rapidly change your financial profile

With Summer, a few clicks can lead to life-changing savings. Regardless of your loan situation, our digital tools can help.

💵 Increase savings

Enrolling in IDR could save you over $300 a month, allowing you to reach financial freedom faster

📈 Lifestyle boost

Find your student loan zen and direct savings to what matters most, from a first mortgage to car payment

💳 Improve credit score

Borrowers enrolled in select plans see their credit score increase a meaningful 5.6 points

Nicole W.

Teacher, Ohio

Total Forgiveness

$148,967

🥳 We helped Nicole submit an updated employment certification form under the new limited Public Service Loan Forgiveness waiver.

"The Summer program has changed my life which means 'CREDIT' score by a whopping 70 points! Five more years of stress have been eliminated with the PSLF waiver! I am forever grateful, I have GREAT CREDIT now! Didn’t really see paying $145K+ off in this lifetime without winning the lottery."

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How does Summer work?

We partner with organizations to offer Summer as an employee or member benefit.

Summer Stories

Hear from some
of our borrowers

Matt Harrigan.

CEO, Company

“Student debt can be a real barrier for companies trying to recruit the best possible talent. Summer’s ability to reduce employees’ student debt is not only an effective recruiting tool, but it can also improve employee retention by tackling one of their biggest sources of financial strain.”

“My situation is frustratingly complex with many types of loans. It’s been remarkable to have Summer in my corner helping me with a customized plan, saving me nearly $20,000 this year! I couldn’t have done this alone.”