Simplify and save on your student loans
Our technology analyzes your student loans and provides customized recommendations. Plus, our team of experts provides hands-on support and guidance along the way.
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Tackle your student loan debt and reach your financial goals once and for alltrue impact
Summer is an online solution designed to help you navigate and reduce your student loans. Trusted by hundreds of thousands of individuals and the largest employers, Summer is with you every step of the way, from optimizing your repayment plan to determining forgiveness eligibility.
$333
Average monthly IDR savings from Standard plan
$56K
Average forgiveness per eligible borrower
97%
Satisfaction score for one-on-one support
We help borrowers enroll and stay on track

Build fast, launch faster
We're here to help you become debt-free
Our unique approach comes from years of experience working in student loan policy.
More importantly, we’re borrowers too. We know what it’s like to deal with student loan debt.
The power to rapidly change your financial profile
With Summer, a few clicks can lead to life-changing savings. Regardless of your loan situation, our digital tools can help.
💵 Increase savings
Enrolling in IDR could save you over $278 a month, allowing you to reach financial freedom faster
📈 Lifestyle boost
Find your student loan zen and direct savings to what matters most, from a first mortgage to car payment
💳 Improve credit score
Borrowers enrolled in select plans see their credit score increase a meaningful 5.6 points
Nicole W.
Teacher, Ohio

Total Forgiveness
$148,967
🥳 We helped Nicole submit an updated employment certification form under the new limited Public Service Loan Forgiveness waiver.
"The Summer program has changed my life which means 'CREDIT' score by a whopping 70 points! Five more years of stress have been eliminated with the PSLF waiver! I am forever grateful, I have GREAT CREDIT now! Didn’t really see paying $145K+ off in this lifetime without winning the lottery."
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How does Summer work?
We partner with organizations to offer Summer as an employee or member benefit.
Summer Stories
Hear from some
of our borrowers


Matt Harrigan.
CEO, Company
“Student debt can be a real barrier for companies trying to recruit the best possible talent. Summer’s ability to reduce employees’ student debt is not only an effective recruiting tool, but it can also improve employee retention by tackling one of their biggest sources of financial strain.”
“My situation is frustratingly complex with many types of loans. It’s been remarkable to have Summer in my corner helping me with a customized plan, saving me nearly $20,000 this year! I couldn’t have done this alone.”

Corry P.
Nurse
Hear from our borrowers
Three borrowers talk about their experience with Summer.

Truly a Breeze

Navigating Public Service Loan Forgiveness

Monthly Savings
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