Our impact
Turn constituent savings into economic stimulus in your community. No new bureaucracy. No long timelines. Just measurable impact, delivered through programs already in place.
$45K
Average amount of savings1
$2.1B+
Total projected lifetime savings2
150+
Connected federal & state loans programs
Trusted by leading government officials
Helping New Yorkers save
Summer offers free student loan assistance and college savings tools to eligible New York City residents and employees. Through this program, New Yorkers can access fast, free support to lower their debt or plan for their family’s future.3
Since 2025, the program has achieved:
13,000
Program participants
$143M
In total savings
$450/month
Average reduction in student loan payments for borrowers who enroll in IDR programs through Summer
How a partnership works
Turn household savings into neighborhood stimulus
Summer is built to support student loan debt repayment at the local level. We connect your residents to the federal and state programs they already qualify for, handle the paperwork, and help every dollar they save find its way back into the local economy.
Help residents unlock existing federal dollars — no new programs, no new taxes. Savings flow straight back into the local economy, strengthening the small businesses and services that power your community.
Based on outcomes from our NYC program, cities could see a 5x or greater return in household savings per dollar invested.4
Clear student debt standing in the way of marriage, starting families, and buying homes. Fuel the economic mobility your community is already working to create without displacing existing initiatives.
The people you’ll reach
Residents save. Communities thrive.
Behind every data point is a real person in a real community — a teacher who can finally buy a home, a state worker who can plan for retirement, a family whose monthly budget balances at last. Hear from a few of the people a Summer partnership has reached, in their own words.
The summer guarantee
If Summer doesn't deliver savings, you get money back*
No long procurement cycles, no IT lift, no risk to your budget. Most partnerships go live in weeks, not quarters.
*Summer includes a guaranteed savings amount in its contracts with employers