The best financial wellbeing move you can make this year: student loan guidance

SmartCompliance clients can offer their employees personalized student loan support through Summer Basic, sponsored by ADP.

Trusted by leading employers & government officials

Congratulations! You have taken the first step to helping employees save on student loans

Get me started on Summer Basic

How to roll out Summer’s self-serve platform to your employees and what to expect.

I want to help my employees save more

Reach more employees with additional services and personalized support that help them navigate their options and maximize their savings.

Summer Basic

Summer’s self-serve platform

With Summer’s self-serve platform, your employees can find the federal and state programs they qualify for, including options that may lower their payments and move them toward forgiveness, all from one place.

Summer Basic is fully covered through ADP’s sponsorship.

ACCESS SUMMER BASIC
What employees get:

  • Where each loan stands and the options available to them

  • The repayment and forgiveness options they qualify for, plus how to enroll

  • Email support from student loan experts

What you get:

  • A benefit that eases one of your employees' biggest financial stressors

  • A workforce that feels supported, with real paths to cut stress and monthly costs

  • No new admin work for your team

Helpful resources to roll Summer Basic out to your team

Summer Premium

Give a raise without giving a raise

If you want to drive the most savings for your employees, Summer Premium reaches more of your workforce and adds expert support so fewer savings opportunity slips by. It's available to you at a discount, thanks to ADP.

What employees get:

Everything above, plus:

  • Phone consultations and error checking from student loan experts, so fewer savings gets missed

  • Digital enrollment that simplifies form submission

  • Savings for their family too, whether relatives have their own loans or are planning for future college costs

What you get:

Everything above, plus:

  • Fewer enrollment and certification errors, which means more money back in your employees' pockets

  • Regular usage reporting and workforce impact data

  • More of your workforce able to use the benefit

  • Savings guarantee: your employees save or you get your money back

UNLOCK ADDITIONAL SERVICES
How Summer Basic and Summer Premium compare:
Features
Summer Basic
Summer Premium

Platform Features

Self-serve digital platform

Identify current loans and personalized options to reduce payments and pursue forgiveness. Access default prevention and rehabilitation support.

End-to-end digital form submission
College Savings Planning

529 comparison tool, Scholarship search, and College cost calculator.

Expert Support

Email & chat support
1:1 Consultations with student loan experts
Expert application review

Services

Household sharing for 3 family members
Transitional support for 3 months post-termination
Employment verification

For Public Service Loan Forgiveness (PSLF)-eligible employers to streamline workflows and ensure security.

Savings guarantee

Guaranteed results or your money back.

The employees you’ll reach

Employees save. Everything else follows

Behind every statistic is a real person on your team — Someone who decided to stay. Someone who can finally save for the future. Someone who isn’t lying awake worrying about debt anymore.

Your questions, answered.

What is Summer, and why did ADP partner with them?

Summer is the nationwide leader in student loan and college savings support. Founded by student loan experts from the White House, the Consumer Financial Protection Bureau, and the Department of Education, Summer helps your employees see the repayment and forgiveness options they qualify for, take steps toward lowering their monthly payments, and get support if they are behind or in default.

As a Public Benefit Corporation, Summer never charges borrowers and our incentives are aligned with your employees’ best interests. For you, that means a workforce under less financial stress, a benefit that helps you attract and keep talent, and fewer wage garnishments to manage.

ADP has trusted Summer as its student loan assistance partner since 2023, supporting hundreds of ADP clients to date. Now, ADP SmartCompliance has sponsored your employees' access to Summer Basic as a valued client.

Which tools are available to me?

Summer Basic comes included with your ADP SmartCompliance Wage Garnishment plan. Your employees get access to the self-serve platform, tools to lower their payments and pursue forgiveness, default and rehabilitation support, and email and chat help.

Want to do more for your team? You can upgrade to Summer Premium, which adds 1:1 phone consultations with certified student loan experts, expert application review, college savings planning, and a savings guarantee.

Who's eligible?

All of your employees. Anyone on your team can use Summer, whether they're looking for ways to save, at risk of being behind on their payments, or in default.

Is my employees' information safe?

Summer is SOC 2 Type II certified and built to protect privacy from the ground up. You can read more in our Privacy Policy and GLBA Privacy Notice.

I have a question. Who do I reach out to?

Email us at partner@meetsummer.com. We're happy to help.