Our impact
We help past, present, and future students navigate, manage, and eliminate their student debt. No lenders. No agendas. Just support that pays off.
$45K
Average amount of savings
$2.1B+
Total projected lifetime savings
150
Connected federal & state loans programs
Make student debt relief work
Three things every Summer partnership delivers
Whether you're a city of eight million or an employer with eighty people, every Summer engagement starts with the same three commitments. The numbers prove themselves quickly.
Summer connects your people to free federal programs that reduce their student loan payments, generating an average of $45K in savings per person and millions for local economies.
Whether you're reducing turnover or improving economic mobility, Summer is the only partner that guarantees real savings, or your money back.
Student loan policy is a maze. We handle the paperwork, the eligibility math, and the servicer phone calls. You focus on your actual job.
A foundation of support
Summer Core
Available to every employer and government partner, Summer Core gives your people everything they need to navigate student loans, save for college, and put real money back in their pockets. Managed entirely by Summer, entirely free to members.
Members are matched to the federal and state programs they qualify for and get planning tools to set their family up for success.
Manage debt
See every student loan assistance program you qualify for and enroll digitally
Navigate default with tailored guidance designed to help you get back on track
Take advantage of in-app support and 1:1 consultations with student loan experts
Plan for college
Search 529 plans matched to your unique situation
Calculate the real cost of college and build a savings plan that fits
Browse over 40,000 scholarships that could help bring costs down
The summer advantage
A student debt solution you won't find anywhere else
Anyone can claim to help with student loans. We bring a combination that actually does: a structurally non-conflicted business, real security for sensitive data, and the most experienced team in the field.
Help residents unlock existing federal dollars — no new programs, no new taxes. Savings flow straight back into the local economy, strengthening the small businesses and services that power your community.
Most solutions wait for debt to become a crisis before stepping in. Summer combines planning, savings, and repayment support so people can get ahead of debt — or avoid it altogether — instead of just reacting to it.
Clear student debt standing in the way of marriage, starting families, and buying homes. Fuel the economic mobility your community is already working to create without displacing existing initiatives.
How it works
No-hassle launch, white-glove all the way
Most Summer partnerships go live in weeks, not quarters. Here's what it looks like to work with us, whether you're an HR leader or government official.