Simplify and save on your student loans

Our technology analyzes your student loans and provides customized recommendations. Plus, our team of experts provides hands-on support and guidance along the way.

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Tackle your student loan debt and reach your financial goals once and for alltrue impact

Summer is an online solution designed to help you navigate and reduce your student loans. Trusted by hundreds of thousands of individuals and the largest employers, Summer is with you every step of the way, from optimizing your repayment plan to determining forgiveness eligibility.

$333

Average monthly IDR savings from Standard plan

$56K

Average forgiveness per eligible borrower

97%

Satisfaction score for one-on-one support

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We help borrowers enroll and stay on track

Dashboard showing summary of student loans with total balance $86,084, average interest rate 6.04%, and 6 loans, alongside syncing federal loans status with eligibility details.

Comparison of payment plans showing current plan with $722 monthly and $86,600 total versus recommended plan with $169 monthly and $58,541 total.

Illustration showing that paying an extra $100 each month saves 3 years and $2,518.

Three progress bars showing qualifying payments: 102, 36, and 116, each accompanied by a user photo and a green checkmark.

The power to rapidly change your financial profile

With Summer, a few clicks can lead to life-changing savings. Regardless of your loan situation, our digital tools can help.

💵 Increase savings

Enrolling in IDR could save you over $278 a month, allowing you to reach financial freedom faster

📈 Lifestyle boost

Find your student loan zen and direct savings to what matters most, from a first mortgage to car payment

💳 Improve credit score

Borrowers enrolled in select plans see their credit score increase a meaningful 5.6 points

Nicole W.

Teacher, Ohio

Total Forgiveness

$148,967

🥳 We helped Nicole submit an updated employment certification form under the new limited Public Service Loan Forgiveness waiver.

"The Summer program has changed my life which means 'CREDIT' score by a whopping 70 points! Five more years of stress have been eliminated with the PSLF waiver! I am forever grateful, I have GREAT CREDIT now! Didn’t really see paying $145K+ off in this lifetime without winning the lottery."

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How does Summer work?

We partner with organizations to offer Summer as an employee or member benefit.

“My situation is frustratingly complex with many types of loans. It’s been remarkable to have Summer in my corner helping me with a customized plan, saving me nearly $20,000 this year! I couldn’t have done this alone.”